Review Of Personal Property Manufactured Home States 2022. However, the process is much more complicated not to mention the process of getting a “chattel” or personal property mortgage and the higher. In california, the manufactured home will remain a personal property asset until the owner applies for and obtains a “433a permanent foundation certification”.

However, the process is much more complicated not to mention the process of getting a “chattel” or personal property mortgage and the higher. If the mobile home is located on rented land the home is considered “personal property” similar to automobiles and boats. Progressive is another major insurance provider that offers a litany of different coverages — mobile and manufactured homes.